Some see a benefit of franchising as "entrepreneurship under the safety net of a tried-and-true business umbrella" but forecast a 1.2 percent decrease in franchise businesses during the 2008-2009 recession. In 2005, according to a survey released by the Washington-based International Franchise Association showed 909,000 franchised establishments in the United States employing some 11 million people. Franchises offer training, advertising and information technology support, lower procurement costs and access to a network of established operators.
Two-part filler has to be mixed and it doesn’t rinse off with water, so it’s not as user friendly as other fillers. However, it’s much tougher and a much better choice for any hole bigger than a nail head, especially outdoors. And it’s not just for wood?you can patch metal, fiberglass?even concrete. Here’s another option for wood filler. Buy some wood filler on Amazon now.
Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)
Many people can do common household repairs. There are resources on the Internet, as well as do-it-yourself guide books, with instructions about how to complete a wide range of projects. Sometimes the fix-it skill is seen as genetic, and people lacking such skills are said to "lack the handy-man gene". One trend is that fewer homeowners are inclined to do fix-up jobs, perhaps because of time constraints, perhaps because of lack of interest; one reporter commented "my family's fix-it gene petered out before it reached my generation."
The average single-family homeowner spends around $2,000 a year on maintenance, according to Bankrate.com. That is considerably less than the monthly fees for most condos or co-ops. But even though the monthly outlay for those homeowners might be lower than that of condo or co-op owners, house owners generally are not squirreling away those savings for a rainy day. Nearly half of them have less than $1,000 saved, and a third have nothing saved, according to Liberty Mutual Insurance. So when that sump pump suddenly fails, odds are, we’re scrambling to pay the plumber for a new one.
eople Working Cooperatively, a Cincinnati-based nonprofit that serves the Greater Cincinnati area, has teamed up with the City of Cincinnati to offer the Cincinnati Lead Education and Remediation Program (CLEAR). PWC was selected by the City of Cincinnati to provide all intake applications for homeowners interested in the CLEAR program.This new program reduces lead hazards from your home and could involve repairs such as a window replacement or covering lead surfaces.You may qualify if all of the following apply to your household:A child under six resides in your home or spends at least six hours per week in your home on a regular basis You have owned and lived in your home for more than one yearYour home was built before 1978You live in one of these city neighborhoods:Bond Hill, Westend, Over-The-Rhine, Mt. Auburn, CUF, Corryville, Madisonville, Avondale, South Cumminsville, North and South Fairmount, West, East and Lower Price Hill, Walnut Hills, Evanston Northside or CarthageTo apply for the service or see if you qualify call 513-366-4699!
Inspect and replace your engine air filter. Just unscrew or unclip the air filter box retainers and remove the old filter. Then hold a shop light behind the filter to see how much light passes through. If the filter blocks 50 percent of more of the light, replace the filter. If not, put it back in, secure the air filter box cover and keep driving. Get the full step-by-step on changing your air filter here. It’s one of the easier things you can do to fix up cars.
Periodic maintenance also falls under the general class of home repairs. These are inspections, adjustments, cleaning, or replacements that should be done regularly to ensure proper functioning of all the systems in a house, and to avoid costly emergencies. Examples include annual testing and adjustment of alarm systems, central heating or cooling systems (electrodes, thermocouples, and fuel filters), replacement of water treatment components or air-handling filters, purging of heating radiators and water tanks, defrosting a freezer, vacuum refrigerator coils, refilling dry floor-drain traps with water, cleaning out rain gutters, down spouts and drains, touching up worn house paint and weather seals, and cleaning accumulated creosote out of chimney flues, which may be best left to a chimney sweep.
Sussex County Habitat for Humanity offers a Home Repair Program that performs repair services to help low-income homeowners impacted by age, disability and family circumstances reclaim their homes with pride and dignity. Volunteer teams work to improve the condition of homes by painting, landscaping, and performing minor repairs at minimal costs to homeowners who would otherwise be unable to complete home repairs on their own. In addition, SCHFH now offers home repair and renovation services on a larger scale that aim to alleviate critical health, life and safely issues. Able-bodied homeowners are asked to work alongside the volunteers in a cooperative effort.