You may qualify if all of the following apply to your household:A child under six resides in your home or spends at least six hours per week in  your home on a regular basis You have owned and lived in your home for more than one yearYour home was built before 1978You live in one of these city neighborhoods:Bond Hill, Westend, Over-The-Rhine, Mt. Auburn, CUF, Corryville, Madisonville, Avondale, South Cumminsville, North and South Fairmount, West, East and Lower Price Hill, Walnut Hills, Evanston Northside or Carthage

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)
Silicone dries quickly and invisibly and doesn’t attract dirt, making it a good lubricant for drawer rollers, window tracks, door locks, bike parts, and other plastic, metal and rubber surfaces. It also helps protect metal against rust. Lithium grease is a long-lasting, weather-resistant (though somewhat messy) lubricant for garage door tracks, car doors and latches, and other metal parts that get heavy use outside. Check out 20 brilliant ways to use WD-40, another must-have lubricant for home repairs.

There's no national standard or regulation for handymen. Licensing and regulation vary by state. New Jersey, for example, requires handymen who work for a profit to register with the state and carry insurance. California requires handymen to carry a license from the State Contractors License Board to work on any project that exceeds $500 in labor and material costs. Find out before you hire the handyman if he or she has the skills needed to complete your project.
You’ve got an ever increasing to-do list of home improvements like changing out a bathroom faucet, replacing missing shingles on the roof and painting a kitchen wall. You could hire a plumber, roofer and painter who have conflicting schedules and their own service charges, or you could hire a handyman to complete all three projects in one day for one hourly rate.
So last year, Mr. Hark and Mr. Larivee, who works in digital marketing, sold their condo and moved to a four-bedroom house, also in West Orange. They now have to mow their lawn and shovel their driveway when it snows, but when they had a drainage problem in the backyard, they got to choose their contractor and schedule the job based on when it made the most financial sense for them.
Sussex County Habitat for Humanity offers a Home Repair Program that performs repair services to help low-income homeowners impacted by age, disability and family circumstances reclaim their homes with pride and dignity. Volunteer teams work to improve the condition of homes by painting, landscaping, and performing minor repairs at minimal costs to homeowners who would otherwise be unable to complete home repairs on their own.  In addition, SCHFH now offers home repair and renovation services on a larger scale that aim to alleviate critical health, life and safely issues.  Able-bodied homeowners are asked to work alongside the volunteers in a cooperative effort.
How to DIY it: This job can be messy, so protect nearby surfaces by covering them with plastic or cardboard. Spray the springs with garage door lubricant (about 
$7 at home centers). Don’t use oil, grease, or other lubricants. They may be cheaper, or you may have them on hand already, but they won’t work as well and tend to pick up dust and grit—just what you don’t want on moving parts.
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