The average single-family homeowner spends around $2,000 a year on maintenance, according to Bankrate.com. That is considerably less than the monthly fees for most condos or co-ops. But even though the monthly outlay for those homeowners might be lower than that of condo or co-op owners, house owners generally are not squirreling away those savings for a rainy day. Nearly half of them have less than $1,000 saved, and a third have nothing saved, according to Liberty Mutual Insurance. So when that sump pump suddenly fails, odds are, we’re scrambling to pay the plumber for a new one.
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