Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)
While you’re at it: Any appliance that uses water has a shutoff valve. But when valves go untouched for years, mineral deposits can make them impossible to close. Before that happens, locate the valves for your washer, ice maker, water heater, etc., and turn the handle (clockwise, about a quarter turn) every year or so (more often if your water is very hard), and then turn it back. Here are some ten-minute maintenance tasks you didn’t know you needed.
The handyman image recurs in popular culture. There have been songs about handymen recorded by Elvis Presley in 1964, Del Shannon in 1964, James Taylor in 1977.[22] There are femme-fatale TV characters who fall for handymen.[23] Handymen have been portrayed in books and films, generally positively, as do-gooder helpful types, but not particularly smart or ambitious. In a book by author Carolyn See called The Handyman, a handyman is really an aspiring but discouraged artist who transforms the lives of people he works for, as well as having sexual encounters with some of his clients, and his experiences improve his artistic output.[24] The book suggests handymen discover "the appalling loneliness of the women who call him for help" whose needs are sometimes "comic," sometimes "heartbreaking," and deep down "sexual".[25] A 1980 movie called The Handyman was about a carpenter-plumber who was "good at what he does" but is "too honest and trusting," and gets taken advantage of by "women who find him handsome and understanding;" the movie earned negative reviews from critic Vincent Canby.[26] Other movies have used a rather tired formula of sexy-handyman meets bored-housewives, such as The Ups and Downs of a Handyman, a 1975 movie in which "Handsome Bob also finds he's a fast favorite with the local housewives, who seem to have more than small repairs on their minds."[27] In Canada, there's a television show called Canada's Worst Handyman which is a reality show in which handyman contestants try their best on jobs in order to not be labeled worst handyman. Home Improvement is an American television sitcom starring Tim Allen, which aired 1991 to 1999. On the children's television show Mister Rogers' Neighborhood, Handyman Negri was one of the characters residing in The Neighborhood of Make-Believe, as well as the neighborhood Mister Rogers resides in. Handy Manny is an American/Hispanic preschool television show that airs on Disney Junior and stars a handy man cartoon character named Manny. The Belgian comics and media franchise The Smurfs depicts Handy Smurf with traditional handyman's accoutrements, such as overalls, carpenter's pencil and work hat. Happy Tree Friends also has an orange beaver named Handy who is a handyman.
You're also less likely to be overcharged if your hire a handyman. Unlike a general contractor or specialist who is more likely to price a job based on the estimated amount of time it will take to complete, you only have to pay a handyman for the hours he works, unless you agree on a flat rate. Handymen can keep their rates low because they don't have to pay additional workers, so they have lower overhead costs than contractors or large companies.
Another related issue for avoiding costly repairs (or disasters) is the proper operation of a home, including systems and appliances, in a way that prevents damage or prolongs their usefulness. For example, at higher latitudes, even a clean rain gutter can suddenly build up an ice dam in winter, forcing melt water into unprotected roofing, resulting in leaks or even flooding inside walls or rooms. This can be prevented by installing moisture barrier beneath the roofing tiles. A wary home-owner should be alert to the conditions that can result in larger problems and take remedial action before damage or injury occurs. It may be easier to tack down a bit of worn carpet than repair a large patch damaged by prolonged misuse. Another example is to seek out the source of unusual noises or smells when mechanical, electrical or plumbing systems are operating—sometimes they indicate incipient problems. One should avoid overloading or otherwise misusing systems, and a recurring overload may indicate time for an upgrade.
A variety of problems can befall your home’s doors, especially older doors that may start to sag, stick, develop drafts or experience other issues. Fixing or replacing a door is well within the capabilities of most homeowners, especially if you have a partner to help out. From installing new weather stripping to replacing the lock, you can handle it. Watch this video to see how simple it is to replace an interior door yourself.

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