Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)
Plumbing vent boots can be all plastic, plastic and metal, or even two-piece metal units. Check plastic bases for cracks and metal bases for broken seams. Then examine the rubber boot surrounding the pipe. That can be rotted away or torn, allowing water to work its way into the house along the pipe. With any of these problems, you should buy a new vent boot to replace the old one. But if the nails at the base are missing or pulled free and the boot is in good shape, replace them with the rubber-washered screws used for metal roofing systems. You’ll find them at any home center with the rest of the screws. You’ll have to work neighboring shingles free on both sides. If you don’t have extra shingles, be careful when you remove shingles so they can be reused. Use a flat bar to separate the sealant between the layers. Then you’ll be able to drive the flat bar under the nail heads to pop out the nails.
A 2018 HomeAdvisor survey found that homeowners underestimated the cost of fixing or updating just about everything in their homes. When it came to interior painting, for example, survey participants estimated the work would cost $734. But the national average is $1,744. One of the few items they overestimated was a new toilet — the average is $370, not $405.
Inspect and replace your engine air filter. Just unscrew or unclip the air filter box retainers and remove the old filter. Then hold a shop light behind the filter to see how much light passes through. If the filter blocks 50 percent of more of the light, replace the filter. If not, put it back in, secure the air filter box cover and keep driving. Get the full step-by-step on changing your air filter here. It’s one of the easier things you can do to fix up cars.
Two-part filler has to be mixed and it doesn’t rinse off with water, so it’s not as user friendly as other fillers. However, it’s much tougher and a much better choice for any hole bigger than a nail head, especially outdoors. And it’s not just for wood?you can patch metal, fiberglass?even concrete. Here’s another option for wood filler. Buy some wood filler on Amazon now.
This is a fun one. Composite wood paneling may have been all the rage in the 60s and 70s, but unless it’s still in perfect condition and painted white, it’s probably an eyesore. Popping off this decorative paneling can take minutes, and is seriously satisfying. Just be ready: you never know what condition the wall is in underneath. Be prepared to do a little plaster repair and, of course, repaint. Click here to learn how to prepare a wall for painting.
Some see a benefit of franchising as "entrepreneurship under the safety net of a tried-and-true business umbrella" but forecast a 1.2 percent decrease in franchise businesses during the 2008-2009 recession. In 2005, according to a survey released by the Washington-based International Franchise Association showed 909,000 franchised establishments in the United States employing some 11 million people. Franchises offer training, advertising and information technology support, lower procurement costs and access to a network of established operators.
A variety of problems can befall your home’s doors, especially older doors that may start to sag, stick, develop drafts or experience other issues. Fixing or replacing a door is well within the capabilities of most homeowners, especially if you have a partner to help out. From installing new weather stripping to replacing the lock, you can handle it. Watch this video to see how simple it is to replace an interior door yourself.
Another related issue for avoiding costly repairs (or disasters) is the proper operation of a home, including systems and appliances, in a way that prevents damage or prolongs their usefulness. For example, at higher latitudes, even a clean rain gutter can suddenly build up an ice dam in winter, forcing melt water into unprotected roofing, resulting in leaks or even flooding inside walls or rooms. This can be prevented by installing moisture barrier beneath the roofing tiles. A wary home-owner should be alert to the conditions that can result in larger problems and take remedial action before damage or injury occurs. It may be easier to tack down a bit of worn carpet than repair a large patch damaged by prolonged misuse. Another example is to seek out the source of unusual noises or smells when mechanical, electrical or plumbing systems are operating—sometimes they indicate incipient problems. One should avoid overloading or otherwise misusing systems, and a recurring overload may indicate time for an upgrade.
Sussex County Habitat for Humanity offers a Home Repair Program that performs repair services to help low-income homeowners impacted by age, disability and family circumstances reclaim their homes with pride and dignity. Volunteer teams work to improve the condition of homes by painting, landscaping, and performing minor repairs at minimal costs to homeowners who would otherwise be unable to complete home repairs on their own. In addition, SCHFH now offers home repair and renovation services on a larger scale that aim to alleviate critical health, life and safely issues. Able-bodied homeowners are asked to work alongside the volunteers in a cooperative effort.
The handyman image recurs in popular culture. There have been songs about handymen recorded by Elvis Presley in 1964, Del Shannon in 1964, James Taylor in 1977. There are femme-fatale TV characters who fall for handymen. Handymen have been portrayed in books and films, generally positively, as do-gooder helpful types, but not particularly smart or ambitious. In a book by author Carolyn See called The Handyman, a handyman is really an aspiring but discouraged artist who transforms the lives of people he works for, as well as having sexual encounters with some of his clients, and his experiences improve his artistic output. The book suggests handymen discover "the appalling loneliness of the women who call him for help" whose needs are sometimes "comic," sometimes "heartbreaking," and deep down "sexual". A 1980 movie called The Handyman was about a carpenter-plumber who was "good at what he does" but is "too honest and trusting," and gets taken advantage of by "women who find him handsome and understanding;" the movie earned negative reviews from critic Vincent Canby. Other movies have used a rather tired formula of sexy-handyman meets bored-housewives, such as The Ups and Downs of a Handyman, a 1975 movie in which "Handsome Bob also finds he's a fast favorite with the local housewives, who seem to have more than small repairs on their minds." In Canada, there's a television show called Canada's Worst Handyman which is a reality show in which handyman contestants try their best on jobs in order to not be labeled worst handyman. Home Improvement is an American television sitcom starring Tim Allen, which aired 1991 to 1999. On the children's television show Mister Rogers' Neighborhood, Handyman Negri was one of the characters residing in The Neighborhood of Make-Believe, as well as the neighborhood Mister Rogers resides in. Handy Manny is an American/Hispanic preschool television show that airs on Disney Junior and stars a handy man cartoon character named Manny. The Belgian comics and media franchise The Smurfs depicts Handy Smurf with traditional handyman's accoutrements, such as overalls, carpenter's pencil and work hat. Happy Tree Friends also has an orange beaver named Handy who is a handyman.
Many towns have handymen who work part-time, for friends or family or neighbors, who are skilled in a variety of tasks. Sometimes they advertise in newspapers or online. They vary in quality, professionalism, skill level, and price. Contractors often criticize the work of previous contractors, and this practice is not limited to handymen, but to all trades. Handymen have advertised their services through flyers and mailings; in addition, free websites such as Craigslist and SkillSlate help customers and handymen find each other.
How well do the franchise chains perform? One Wall Street Journal reporting team did an informal assessment by hiring handymen all over the United States and asking them to fix a wide range of problems, from a relatively routine leaky faucet to a sticky door. The reporter concluded that "with few licensing requirements and standards for the industry, prices are all over the board." One quote was ten times as large as another. Further, the reporter concluded "A big corporate name is no guarantee of quality or speedy service." One corporate firm took three weeks to fix a stuck door. Service varied from spotty to good, with complaints about unreturned phone calls, service people standing on dining room chairs, leaving holes between wood planking, but liked getting multiple jobs done instead of just one. Customers liked handymen wearing hospital booties (to avoid tracking dirt in houses). The reporter chronicled one experience with repairing a water-damaged ceiling. A franchise firm fixed it for $1,530; a second (non-franchise local handyman) fixed a similar ceiling for $125. The reporter preferred the second worker, despite the fact that he "doesn't have a fancy van -- or carry proof of insurance". Tips for selecting a good handyman include: ask questions, get written estimates on company stationery, make sure handymen guarantee their work, pay with credit cards or checks because this provides an additional record of each transaction, check references and licenses, review feedback about the contractors from Internet sites. To find a competent worker, one can seek referrals from local sources such as a school or church or office park, to see if a staff handyman does projects on the side, as well as ask friends for referrals; a general contractor might have workers who do projects on the side as well. Further, one can try out a new handyman with easy projects such as cleaning gutters to see how well they perform.