Another related issue for avoiding costly repairs (or disasters) is the proper operation of a home, including systems and appliances, in a way that prevents damage or prolongs their usefulness. For example, at higher latitudes, even a clean rain gutter can suddenly build up an ice dam in winter, forcing melt water into unprotected roofing, resulting in leaks or even flooding inside walls or rooms. This can be prevented by installing moisture barrier beneath the roofing tiles. A wary home-owner should be alert to the conditions that can result in larger problems and take remedial action before damage or injury occurs. It may be easier to tack down a bit of worn carpet than repair a large patch damaged by prolonged misuse. Another example is to seek out the source of unusual noises or smells when mechanical, electrical or plumbing systems are operating—sometimes they indicate incipient problems. One should avoid overloading or otherwise misusing systems, and a recurring overload may indicate time for an upgrade.
Silicone dries quickly and invisibly and doesn’t attract dirt, making it a good lubricant for drawer rollers, window tracks, door locks, bike parts, and other plastic, metal and rubber surfaces. It also helps protect metal against rust. Lithium grease is a long-lasting, weather-resistant (though somewhat messy) lubricant for garage door tracks, car doors and latches, and other metal parts that get heavy use outside. Check out 20 brilliant ways to use WD-40, another must-have lubricant for home repairs.
How to DIY it: This job can be messy, so protect nearby surfaces by covering them with plastic or cardboard. Spray the springs with garage door lubricant (about 
$7 at home centers). Don’t use oil, grease, or other lubricants. They may be cheaper, or you may have them on hand already, but they won’t work as well and tend to pick up dust and grit—just what you don’t want on moving parts.
How to DIY it: Take off the loose bar by removing the screws on each of the posts that mount the bar to the wall. (If one side is solidly attached, leave it alone.) With the mounting plate now exposed, try tightening 
the screws in it. If that doesn’t work, remove it. Chances are you’ll find two plastic anchors underneath. Poke them with 
a screwdriver and let them fall inside the wall. Replace with bigger, stronger metal toggle 
anchors (above), sold at hardware stores. Just drive them into the existing holes with a drill 
or a screwdriver, and then re­attach everything.
Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)

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