Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)
Perhaps the most perplexing repairs facing a home-owner are broken or damaged things. In today's era of built-in obsolescence for many products, it is often more convenient to replace something rather than attempt to repair it. A repairman is faced with the tasks of accurately identifying the problem, then finding the materials, supplies, tools and skills necessary to sufficiently effect the repair. Some things, such as broken windows, appliances or furniture can be carried to a repair shop, but there are many repairs that can be performed easily enough, such as patching holes in plaster and drywall, cleaning stains, repairing cracked windows and their screens, or replacing a broken electrical switch or outlet. Other repairs may have some urgency, such as a broken water pipes, broken doors, latches or windows, or a leaky roof or water tank, and this factor can certainly justify calling for professional help. A home handyman may become adept at dealing with such immediate repairs, to avoid further damage or loss, until a professional can be summoned.

You may qualify if all of the following apply to your household:A child under six resides in your home or spends at least six hours per week in  your home on a regular basis You have owned and lived in your home for more than one yearYour home was built before 1978You live in one of these city neighborhoods:Bond Hill, Westend, Over-The-Rhine, Mt. Auburn, CUF, Corryville, Madisonville, Avondale, South Cumminsville, North and South Fairmount, West, East and Lower Price Hill, Walnut Hills, Evanston Northside or Carthage 

How to DIY it: You should already be emptying the lint trap before every load of laundry. To do a thorough cleaning of the dryer and its vent duct system, unplug the machine (and turn off the gas valve if it has one). Pry off the access panel on the front (try a putty knife covered with duct tape to prevent scratching) and vacuum around the motor and heating element (above). Then carefully disconnect the vent duct tubing from the back of the dryer and use a dryer vent brush (about $10 at home 
centers; look for one that also cleans refrigerator coils) to pull out any 
accumulated lint. Aim to do this at least once a year.


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