Generally, in the United States, there are few legal issues if an unpaid homeowner works on a project within their own home, with some exceptions. Some jurisdictions require paid handymen to be licensed and/or insured. New Jersey, for example, requires all handymen who work in for-profit businesses serving residential and commercial customers, to be registered and insured. Often handymen are barred from major plumbing, electrical wiring, or gas-fitting projects for safety reasons, and authorities sometimes require workers to be licensed in particular trades. However, minor plumbing work such as fixing water taps, connecting sinks, fixing leaks, or installing new washing machines, are usually permitted to be done without licensing. Many handymen are insured under a property damage liability policy, so that accidental property damage from negligence or accidents are covered.
When the kitchen faucet leaks, you can’t just call the super. Instead, you have to find a handyman willing to do the work — unless you want to figure out how fix it yourself. But that would mean spending half a day at Home Depot wandering around the plumbing aisle. Buy the wrong materials and you may be back at the store a week later, or calling that handyman anyway to fix your mistake.
Sussex County Habitat for Humanity offers a Home Repair Program that performs repair services to help low-income homeowners impacted by age, disability and family circumstances reclaim their homes with pride and dignity. Volunteer teams work to improve the condition of homes by painting, landscaping, and performing minor repairs at minimal costs to homeowners who would otherwise be unable to complete home repairs on their own. In addition, SCHFH now offers home repair and renovation services on a larger scale that aim to alleviate critical health, life and safely issues. Able-bodied homeowners are asked to work alongside the volunteers in a cooperative effort.